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EMI for 15 Lakh Loan

Monthly EMI, total interest, and total payment for a ₹15 Lakh loan at common interest rates and tenures — used for car loans and smaller home renovation loans.

Tenure8% p.a.9% p.a.10% p.a.
10 years₹18,199₹19,001₹19,823
15 years₹14,335₹15,214₹16,119
20 years₹12,547₹13,496₹14,475

Monthly EMI shown for each combination. Use the calculator below for your exact rate and tenure.

Calculate your exact EMI

Monthly EMI₹13,496
Total Interest₹17,39,013
Total Payment₹32,39,013

Frequently Asked Questions

What is the EMI for a 15 Lakh loan?

The EMI for a 15 Lakh loan depends on the interest rate and tenure. At 9% interest over 20 years, the EMI is approximately ₹13,496 per month. See the table below for other rate and tenure combinations.

What is a 15 Lakh loan commonly used for?

A loan of this size is commonly used for car loans and smaller home renovation loans in India.

Does a longer tenure always mean a better deal?

No — a longer tenure lowers the monthly EMI but increases the total interest paid over the life of the loan. Compare the total interest column, not just the EMI, when choosing a tenure.