EMI for 1 Crore Loan
Monthly EMI, total interest, and total payment for a ₹1 Crore loan at common interest rates and tenures — used for luxury home loans and large business loans.
| Tenure | 8% p.a. | 9% p.a. | 10% p.a. |
|---|---|---|---|
| 10 years | ₹1,21,328 | ₹1,26,676 | ₹1,32,151 |
| 15 years | ₹95,565 | ₹1,01,427 | ₹1,07,461 |
| 20 years | ₹83,644 | ₹89,973 | ₹96,502 |
Monthly EMI shown for each combination. Use the calculator below for your exact rate and tenure.
Calculate your exact EMI
Frequently Asked Questions
What is the EMI for a 1 Crore loan?
The EMI for a 1 Crore loan depends on the interest rate and tenure. At 9% interest over 20 years, the EMI is approximately ₹89,973 per month. See the table below for other rate and tenure combinations.
What is a 1 Crore loan commonly used for?
A loan of this size is commonly used for luxury home loans and large business loans in India.
Does a longer tenure always mean a better deal?
No — a longer tenure lowers the monthly EMI but increases the total interest paid over the life of the loan. Compare the total interest column, not just the EMI, when choosing a tenure.