Loan Eligibility Calculator
Estimate how much loan you may be eligible for based on your income.
Estimated assuming lenders cap total EMIs at roughly 50% of monthly income. Actual eligibility varies by lender and credit profile.
Max Affordable EMI₹35,000
Estimated Loan Eligibility₹38,90,073
How to use the Loan Eligibility Calculator
Enter your monthly income, existing EMIs, interest rate, and tenure.
- 1
Enter income and existing EMIs
Your monthly income and any current loan payments.
- 2
Enter rate and tenure
Expected interest rate and loan tenure in years.
Frequently Asked Questions
How is loan eligibility estimated here?
This uses a common lender assumption that total EMIs shouldn't exceed roughly 50% of monthly income, then works backward to an eligible loan amount.
Is this the exact amount a bank will offer?
No — actual eligibility varies by lender, credit score, and other factors. This is an estimate to help you plan.